Terms of Service

1. Acceptance of Terms

By using our Service, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use the Service. We may modify these Terms at any time, and your continued use constitutes acceptance of the modified Terms.

2. Service Description

Accessing our website

• Access to the Website is permitted on a temporary basis. We may suspend, withdraw, or amend any part of the Website without notice.
• We will not be liable if the Website is unavailable at any time for any reason.
• We may restrict access to some or all parts of the Website to registered users.
• If you are provided with a login, password, or other security information, you must treat such information as confidential and not disclose it to third parties. We reserve the right to disable any account where we reasonably believe these Terms have been breached.
• You are responsible for ensuring that anyone accessing our Website via your internet connection complies with these Terms.

Content on our website

• Information on the Website is provided for general information only and does not constitute financial, legal, or professional advice.
• While we take care to ensure accuracy, we make no representations, warranties, or guarantees that the information is complete, accurate, or up to date.
• We may update or change content, including these Terms, from time to time. It is your responsibility to review the Website periodically.

3. User Responsibilities

• You must provide accurate information when creating an account
• You are responsible for maintaining the confidentiality of your account credentials
• You agree not to use the Service for any illegal or unauthorised purpose
• You must comply with all applicable laws and regulations
• You may not interfere with or disrupt the Service

4. Intellectual Property

All content and materials available on the Service, including but not limited to text, graphics, logos, and software, are the property of LendIQ or its licensors and are protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Information About You

We process information about you in accordance with our Privacy Policy. By using the Website, you consent to such processing and warrant that all data provided by you is accurate.

6. Limitation of Liability

The material displayed on the Website is provided "as is" without any guarantees, conditions, or warranties. To the fullest extent permitted by law, we and our affiliates expressly exclude any liability for:

• loss of income, revenue, or profits;
• loss of business or contracts;
• loss of anticipated savings;
• loss of data or goodwill;
• wasted management or office time; or
• any indirect, consequential, or special damages.

This does not exclude or limit our liability for:

• death or personal injury caused by negligence;
• fraud or fraudulent misrepresentation; or
• any liability which cannot legally be excluded.

7. Links to Other Websites

• Links to external sites are provided for convenience only.
• We do not endorse or control the content of linked sites and accept no responsibility for any loss or damage arising from your use of them.

8. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. You agree to the non-exclusive jurisdiction of the English courts in relation to any dispute arising from your use of the Website.

10. Contact Us

If you have any questions about these Terms, please contact us: