Bridging LoansExplained

Bridging loans provide essential short-term finance secured against property assets, typically for 18 months or less. At LendIQ, we specialise in speed. Whether you are facing a restricted timescale for an auction purchase, dealing with a property requiring major refurbishment, or navigating an adverse credit history, our private funding allows us to bypass time-consuming bank processes.

Funds can be released in a matter of days.

Interest rates from 1% per month.

Transparency: Upfront terms with no hidden surprises.

We only provide facilities exclusively to Limited Companies and LLPs.

SpecialisedBridging

We provide a range of bridging solutions for different asset classes:

Residential Bridging

First charge loans from £50,000 to £2,000,000. Ideal for quick acquisitions or properties not currently meeting bank criteria.

Commercial Bridging

Up to 75% LTV/Purchase with terms from 1 to 18 months. Rates from 1.00% per month.

Land with Planning

Lending at 75% LTV to provide the financial momentum needed to transform land into a profitable reality.

Rates & Fees

Transparent pricing for informed property decisions.

From 1%

Monthly Rate

With first legal charge

Up to 75%

Typical LTV

Subject to asset & location

18 months

Max Term

Typically 6 months

Up to

£1,500

Valuation Fee

Project dependent

From

0.5%

Arrangement

Direct applications

From

£2,160

Solicitors

Legal costs

Circa

£600

Release Fee

Per legal charge

All rates and fees are indicative and subject to final property valuation and legal review.