Development Finance Calculator

See instantly what your development could cost — and whether it stacks up.

£
£
£
£
Up to 100% Loan to Cost
months
6 - 36 Months
% pcm
Typically 1.0% to 1.5%
LTV
64.3%
LTC
90.0%
Your Deposit
£50,000
Deal Health
Fee Breakdown
Loan Amount £450,000
Arrangement Fee % £4,500
Valuation Fee £ £800
Legal Costs £ £2,100
Loan Facility £441,600
Exit Fee % £0
Interest (over term) £81,000
TOTAL COST OF FINANCE £97,900
Profit Calculator
GDV £700,000
Land / Purchase £225,000
Build Cost £275,000
Finance Costs £97,900
Other Costs £ £0
TOTAL COSTS £597,900
Est. Profit £102,100 (14.6%)
Send Us Your Deal

Typical Facility Summary

Loan to Value
Up to 75%
Interest Rate
12% per annum
Arrangement Fee
From 0.5%
Valuation Report
£500 - £1,500
Lender Legals
£1,800 - £3,000

All figures are subject to project specifics, experience, location, underwriting, etc.

Important Notes
  • Release of Charge: ~£300 per unit payable to solicitor on exit
  • Early Repayment: Available — interest charged to date (subject to minimum interest rule)
  • USP Guarantee: If approved, you get the rate shown. No bait-and-switch.
  • JV Alternative: Need higher leverage? Apply for our Joint Venture — up to 100% LTC available, subject to a minimum 20% project margin and <80% LTV.

This calculator provides estimates only and does not constitute a formal offer of finance. All loans are subject to status, valuation, and underwriting criteria. Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.